Assisted living, underwritten with attention to the building.
Purpose-built assisted living facilities across Florida. Written on American Coastal Insurance Company paper. Building-level analysis on every risk.
Licensed Florida assisted living.
What we look for on every assisted living submission.
Licensed in Florida. Clean loss history. Active maintenance programs.
Newer roof. Opening protection. Life safety systems.
Current Florida licensure. Stable occupancy. No open enforcement actions.
The building is part of the care.
Assisted living facilities house populations that depend on the structure performing during severe weather. The building's performance during a storm is part of the operational safety profile, not just the asset value.
Building-level analysis matters more in this class than in almost any other property segment we write.
Standard form. Florida specifics.
Mirrors the apartment program form. Confirm program-specific coverages with your underwriter.
Sublimits and deductibles vary by facility license type, resident count, and life safety systems in place. Your underwriter designs a bespoke structure for your submission rather than applying a standard formula.
On American Coastal paper.
Skyway is the exclusive MGA for this program. American Coastal Insurance Company carries the policies. Rated A Exceptional by Demotech and A− with a Positive outlook by KBRA.
By email or through your underwriter.
Appointed? Email underwriting@skyway.com. Not appointed yet? Email sales@skyway.com.