Florida is where we started. We're not stopping there.
Skyway Specialty E&S launches in 2026. New classes in catastrophe-exposed states, with the same scoring model and the same building-by-building rigor applied to a wider book.
Discipline and modern software can write the markets others retreat from.
Catastrophe-exposed property is one of the most challenging underwriting environments in insurance. It's also one of the most underserved. Carriers withdraw from the markets that need coverage most. Capacity tightens. Premiums climb. Property owners lose options.
Disciplined underwriting, modern software architecture, and structural engineering intelligence can write catastrophe-exposed property profitably and at scale, even where legacy carriers have retreated.
The model already runs the Florida book. Skyway Specialty E&S takes it to new states in 2026.
A wider book in catastrophe-exposed states. 2026.
An excess and surplus lines program that takes the Skyway model beyond the Florida admitted book.
- Apartments and multifamily communities.
- Condominium associations, outside Florida.
- Assisted living and senior housing.
- Non-residential commercial property.
- Additional commercial lines as the program builds out.
The architecture travels. The standards travel with it.
Building-level analysis on every submission. AI-supported intake on every claim. Underwriters and adjusters making the calls. Rated carrier paper behind every program.
Write catastrophe-exposed property across multiple states? Let's talk.
We're building the broker network ahead of program launches. Want to be considered for early appointments when we open new states, classes, or programs? Get on the appointment list.